Roth Ira Limits 2024 Married Filing Jointly Over 55. The maximum amount you can contribute to a roth ira for 2025 and 2024 is $7,000 if you're younger than age 50. If you are 50 or older by the end of 2024, you may contribute up to $8,000 to a roth ira.
Taxpayers who are married and filing jointly must have incomes of $76,500 or less in 2024. The roth ira contribution limit for 2024 is $7,000 if youโre under age 50 or $8,000 if youโre 50 or older.